Remember Your Vision

In the late Stephen R. Covey’s book, “The Seven Habits of Highly Effective People” (Simon & Schuster 1989), when talking about personal management, he asks these questions: 1)  What one thing could you do (that you’re not doing now) that if you did on a regular basis, would make a tremendous positive difference in your …

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Baby Steps

I was recently reading a blog post by Dave Ramsey, and he talks about the best way to get out of financial debt is to take “baby steps“.  He shares that it takes people time to get into debt, so it’s going to take people time to get out.  One step at a time!  (To …

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Looking Ahead

Every year I take some time to do some reflection, evaluation and planning for the coming year.  I can’t believe that it’s now the middle of December, and that time is NOW!  I’m still finishing some things that I had hoped to be done with weeks and months ago. The reality is that we are …

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